Know Your Finances

One of the greatest causes of stress in our lives is uncertainity with our finances. According to an USA Today article from September, "When asked what kept them awake at night, 38% of employees said they are concerned about being able to pay for basic necessities in retirement, according to a survey by The Principal Financial Group. Nearly half are anxious about enjoying the same quality of life they now have." (http://www.usatoday.com/money/workplace/2007-09-04-foreclosure-stress_N.htm)
If you want to have a great life, know your financial situation. Wondering around in the dark about anything in life, leads to worry. Whatever your financial situation, you should know your expected income each month, and your expected expenditures. Know how much money you have in your retirement account. (You do have a retirement account, don't you?) If you want to have a great life you should know exactly how much debt you owe, and develop a plan to get out of debt. Yes, this all takes some time, but as you find out this information, and develop a plan, you will have a sense of accomplishment and victory, even if the news is not good. If you need some help with this, organizations such as Crown Financial Ministries (http://www.crown.org/) can be of great help. There may be someone in your church or office who has some expertise in this area who can give you some help. Hiring a financial planner that is recommended by a trusted friend may be a good investment. Some have even turned to their pastor for financial advice. Don't be left in the dark about your finances. If you want to have a great life, know your finances.